Nationwide made us a mortgage offer last Saturday. Everything looks reasonable on it and I’ve contacted the solicitors who also seem to think there’s nothing to worry about. There was a charge of £717 which I phoned Nationwide to query. Turns out this is nothing to worry about, it’s because they don’t take a payment within the first month after completion and so the second payment is an entire month plus a fraction of the previous one. The figure given is just an example and depends on where in the month the actual completion happens.